The Use of Money – John Wesley

Originally from here.

“I say unto you, Make unto yourselves friends of the mammon of unrighteousness; that, when ye fail, they may receive you into the everlasting habitations.” Luke 16:9.

John Wesley (d. 1791)1. Our Lord, having finished the beautiful parable of the Prodigal Son, which he had particularly addressed to those who murmured at his receiving publicans and sinners, adds another relation of a different kind, addressed rather to the children of God. “He said unto his disciples,” not so much to the scribes and Pharisees to whom he had been speaking before, — “There was a certain rich man, who had a steward, and he was accused to him of wasting his goods. And calling him, he said, Give an account of thy stewardship, for thou canst be no longer steward.” (Luke 16:1, 2.) After reciting the method which the bad steward used to provide against the day of necessity, our Savior adds, “His lord commended the unjust steward” namely, in this respect, that he used timely precaution; and subjoins this weighty reflection, “The children of this world are wiser in their generation than the children of light:” (Luke 16:8:) Those who seek no other portion than this world “are wiser” (not absolutely; for they are one and all the veriest fools, the most egregious madmen under heaven; but, “in their generation,” in their own way; they are more consistent with themselves; they are truer to their acknowledged principles; they more steadily pursue their end) “than the children of light;” — than they who see “the light of the glory of God in the face of Jesus Christ.” Then follow the words above recited: “And I,” — the only-begotten Son of God, the Creator, Lord, and Possessor of heaven and earth and all that is therein; the Judge of all, to whom ye are to “give an account of your stewardship,” when ye “can be no longer stewards;” “I say unto you,” — learn in this respect, even of the unjust steward, — “make yourselves friends,” by wise, timely precaution, “of the mammon of unrighteousness.” “Mammon” means riches or money. It is termed “the mammon of unrighteousness,” because of the unrighteous manner wherein it frequently procured, and wherein even that which was honestly procured is generally employed. “Make yourselves friends” of this, by doing all possible good, particularly to the children of God; “that, when ye fail,” — when ye return to dust, when ye have no more place under the sun, — those of them who are gone before “may receive you,” may welcome you, into the “everlasting habitations.”

2. An excellent branch of Christian wisdom is here inculcated by our Lord on all his followers, namely, the right use of money — a subject largely spoken of, after their manner, by men of the world; but not sufficiently considered by those whom God hath chosen out of the world. These, generally, do not consider, as the importance of the subject requires, the use of this excellent talent. Neither do they understand how to employ it to the greatest advantage; the introduction of which into the world is one admirable instance of the wise and gracious providence of God. It has, indeed, been the manner of poets, orators, and philosophers, in almost all ages and nations, to rail at this, as the grand corrupter of the world, the bane of virtue, the pest of human society. Hence nothing so commonly heard, as:

Nocens ferrum, ferroque nocentius aurum: And gold, more mischievous than keenest steel.

Hence the lamentable complaint,

Effodiuntur opes, irritamenta malorum. [Wealth is dug up, incentive to all ill.]

Nay, one celebrated writer gravely exhorts his countrymen, in order to banish all vice at once, to ” throw all their money into the sea:”

  . . . in mare proximum [. . .]  Summi materiem mali!

But is not all this mere empty rant Is there any solid reason therein By no means. For, let the world be as corrupt as it will, is gold or silver to blame “The love of money,” we know, “is the root of all evil;” but not the thing itself. The fault does not lie in the money, but in them that use it. It may be used ill: and what may not But it may likewise be used well: It is full as applicable to the best, as to the worst uses. It is of unspeakable service to all civilized nations, in all the common affairs of life: It is a most compendious instrument of transacting all manner of business, and (if we use it according to Christian wisdom) of doing all manner of good. It is true, were man in a state of innocence, or were all men “filled with the Holy Ghost,” so that, like the infant Church at Jerusalem, “no man counted anything he had his own,” but “distribution was made to everyone as he had need,” the use of it would be superseded; as we cannot conceive there is anything of the kind among the inhabitants of heaven. But, in the present state of mankind, it is an excellent gift of God, answering the noblest ends. In the hands of his children, it is food for the hungry, drink for the thirsty, raiment for the naked: It gives to the traveler and the stranger where to lay his head. By it we may supply the place of an husband to the widow, and of a father to the fatherless. We maybe a defense for the oppressed, a means of health to the sick, of ease to them that are in pain; it may be as eyes to the blind, as feet to the lame; yea, a lifter up from the gates of death!

3. It is therefore of the highest concern that all who fear God know how to employ this valuable talent; that they be instructed how it may answer these glorious ends, and in the highest degree. And, perhaps, all the instructions which are necessary for this may be reduced to three plain rules, by the exact observance whereof we may approve ourselves faithful stewards of “the mammon of unrighteousness.”

I. 1. The first of these is (he that heareth, let him understand!) “Gain all you can.” Here we may speak like the children of the world: We meet them on their own ground. And it is our bounden duty to do this: We ought to gain all we can gain, without buying gold too dear, without paying more for it than it is worth. But this it is certain we ought not to do; we ought not to gain money at the expense of life, nor (which is in effect the same thing) at the expense of our health. Therefore, no gain whatsoever should induce us to enter into, or to continue in, any employ, which is of such a kind, or is attended with so hard or so long labor, as to impair our constitution. Neither should we begin or continue in any business which necessarily deprives us of proper seasons for food and sleep, in such a proportion as our nature requires. Indeed, there is a great difference here. Some employments are absolutely and totally unhealthy; as those which imply the dealing much with arsenic, or other equally hurtful minerals, or the breathing an air tainted with steams of melting lead, which must at length destroy the firmest constitution. Others may not be absolutely unhealthy, but only to persons of a weak constitution. Such are those which require many hours to be spent in writing; especially if a person write sitting, and lean upon his stomach, or remain long in an uneasy posture. But whatever it is which reason or experience shows to be destructive of health or strength, that we may not submit to; seeing “the life is more” valuable “than meat, and the body than raiment.” And if we are already engaged in such an employ, we should exchange it as soon as possible for some which, if it lessen our gain, will, however not lessen our health.

2. We are, Secondly, to gain all we can without hurting our mind any more than our body. For neither may we hurt this. We must preserve, at all events, the spirit of an healthful mind. Therefore we may not engage or continue in any sinful trade, any that is contrary to the law of God, or of our country. Such are all that necessarily imply our robbing or defrauding the king of his lawful customs. For it is at least as sinful to defraud the king of his right, as to rob our fellow subjects. And the king has full as much right, to his customs as we have to our houses and apparel. Other businesses there are, which however innocent in themselves, cannot be followed with innocence now at least, not in England; such, for instance, as will not afford a competent maintenance without cheating or lying, or conformity to some custom which not consistent with a good conscience: These, likewise, are sacredly to be avoided, whatever gain they may be attended with provided we follow the custom of the trade; for to gain money we must not lose our souls. There are yet others which many pursue with perfect innocence, without hurting either their body or mind; And yet perhaps you cannot: Either they may entangle you in that company which would destroy your soul; and by repeated experiments it may appear that you cannot separate the one from the other; or there may be an idiosyncrasy, — a peculiarity in your constitution of soul, (as there is in the bodily constitution of many,) by reason whereof that employment is deadly to you, which another may safely follow. So I am convinced, from many experiments, I could not study, to any degree of perfection, either mathematics, arithmetic, or algebra, without being a Deist, if not an Atheist: And yet others may study them all their lives without sustaining any inconvenience. None therefore can here determine for another; but every man must judge for himself, and abstain from whatever he in particular finds to be hurtful to his soul.

3. We are. Thirdly, to gain all we can without hurting our neighbor. But this we may not, cannot do, if we love our neighbor as ourselves. We cannot, if we love everyone as ourselves, hurt anyone in his substance. We cannot devour the increase of his lands, and perhaps the lands and houses themselves, by gaming, by overgrown bills (whether on account of physic, or law, or anything else,) or by requiring or taking such interest as even the laws of our country forbid. Hereby all pawn-broking is excluded: Seeing, whatever good we might do thereby, all unprejudiced men see with grief to be abundantly overbalanced by the evil. And if it were otherwise, yet we are not allowed to “do evil that good may come.” We cannot, consistent with brotherly love, sell our goods below the market price; we cannot study to ruin our neighbor’s trade, in order to advance our own; much less can we entice away or receive any of his servants or workmen whom he has need of. None can gain by swallowing up his neighbor’s substance, without gaining the damnation of hell!

4. Neither may we gain by hurting our neighbor in his body. Therefore we may not sell anything which tends to impair health. Such is, eminently, all that liquid fire, commonly called drams or spirituous liquors. It is true, these may have a place in medicine; they may be of use in some bodily disorders; although there would rarely be occasion for them were it not for the unskillfulness of the practitioner. Therefore, such as prepare and sell them only for this end may keep their conscience clear. But who are they Who prepare and sell them only for this end Do you know ten such distillers in England Then excuse these. But all who sell them in the common way, to any that will buy, are poisoners general. They murder His Majesty’s subjects by wholesale, neither does their eye pity or spare. They drive them to hell like sheep. And what is their gain Is it not the blood of these men Who then would envy their large estates and sumptuous palaces A curse is in the midst of them: The curse of God cleaves to the stones, the timber, the furniture of them. The curse of God is in their gardens, their walks, their groves; a fire that burns to the nethermost hell! Blood, blood is there: The foundation, the floor, the walls, the roof are stained with blood! And canst thou hope, O thou man of blood, though thou art “clothed in scarlet and fine linen, and farest sumptuously every day;” canst thou hope to deliver down thy fields of blood to the third generation Not so; for there is a God in heaven: Therefore, thy name shall soon be rooted out. Like as those whom thou hast destroyed, body and soul, “thy memorial shall perish with thee!”

5. And are not they partakers of the same guilt, though in a lower degree, whether Surgeons, Apothecaries, or Physicians, who play with the lives or health of men, to enlarge their own gain Who purposely lengthen the pain or disease which they are able to remove speedily who protract the cure of their patient’s body in order to plunder his substance Can any man be clear before God who does not shorten every disorder “as much as he can,” and remove all sickness and pain “as soon as he can” He cannot: For nothing can be more clear than that he does not “love his neighbor as himself;” than that he does not “do unto others as he would they should do unto himself.”

6. This is dear-bought gain. And so is whatever is procured by hurting our neighbor in his soul; by ministering, suppose, either directly or indirectly, to his unchastity, or intemperance, which certainly none can do, who has any fear of God, or any real desire of pleasing Him. It nearly concerns all those to consider this, who have anything to do with taverns, victualling-houses, opera-houses, play-houses, or any other places of public, fashionable diversion. If these profit the souls of men, you are clear; your employment is good, and your gain innocent; but if they are either sinful in themselves, or natural inlets to sin of various kinds, then, it is to be feared, you have a sad account to make. O beware, lest God say in that day, “These have perished in their iniquity, but their blood do I require at thy hands!”

7. These cautions and restrictions being observed, it is the bounden duty of all who are engaged in worldly business to observe that first and great rule of Christian wisdom with respect to money, “Gain all you can.” Gain all you can by honest industry. Use all possible diligence in your calling. Lose no time. If you understand yourself and your relation to God and man, you know you have none to spare. If you understand your particular calling as you ought, you will have no time that hangs upon your hands. Every business will afford some employment sufficient for every day and every hour. That wherein you are placed, if you follow it in earnest, will leave you no leisure for silly, unprofitable diversions. You have always something better to do, something that will profit you, more or less. And “whatsoever thy hand finds to do, do it with thy might.” Do it as soon as possible: No delay! No putting off from day to day, or from hour to hour! Never leave anything till to-morrow, which you can do to-day. And do it as well as possible. Do not sleep or yawn over it: Put your whole strength to the work. Spare no pains. Let nothing be done by halves, or in a slight and careless manner. Let nothing in your business be left undone if it can be done by labor or patience.

8. Gain all you can, by common sense, by using in your business all the understanding which God has given you. It is amazing to observe, how few do this; how men run on in the same dull track with their forefathers. But whatever they do who know not God, this is no rule for you. It is a shame for a Christian not to improve upon them, in whatever he takes in hand. You should be continually learning, from the experience of others, or from your own experience, reading, and reflection, to do everything you have to do better to-day than you did yesterday. And see that you practice whatever you learn, that you may make the best of all that is in your hands.

II. 1. Having gained all you can, by honest wisdom and unwearied diligence, the second rule of Christian prudence is,” Save all you can.” Do not throw the precious talent into the sea: Leave that folly to heathen philosophers. Do not throw it away in idle expenses, which is just the same as throwing it into the sea. Expend no part of it merely to gratify the desire of the flesh, the desire of the eye, or the pride of life.

2. Do not waste any part of so precious a talent merely in gratifying the desires of the flesh; in procuring the pleasures of sense of whatever kind; particularly, in enlarging the pleasure of tasting. I do not mean, avoid gluttony and drunkenness only: An honest heathen would condemn these. But there is a regular, reputable kind of sensuality, an elegant Epicurism, which does not immediately disorder the stomach, nor (sensibly, at least) impair the understanding. And yet (to mention no other effects of it now) it cannot be maintained without considerable expense. Cut off all this expense! Despise delicacy and variety, and be content with what plain nature requires.

3. Do not waste any part of so precious a talent merely in gratifying the desire of the eye by superfluous or expensive apparel, or by needless ornaments. Waste no part of it in curiously adorning your houses; in superfluous or expensive furniture; in costly pictures, painting, gilding, books; in elegant rather than useful gardens. Let your neighbors, who know nothing better, do this: “Let the dead bury their dead.” But “what is that to thee” says our Lord: “Follow thou me.” Are you willing Then you are able so to do.

4. Lay out nothing to gratify the pride of life, to gain the admiration or praise of men. This motive of expense is frequently interwoven with one or both of the former. Men are expensive in diet, or apparel, or furniture, not barely to please their appetite, or to gratify their eye, their imagination, but their vanity too. “So long as thou dost well unto thyself, men will speak good of thee.” So long as thou art “clothed in purple and fine linen, and farest sumptuously” every day,” no doubt many will applaud thy elegance of taste, thy generosity and hospitality. But do not buy their applause so dear. Rather be content with the honor that comes from God.

5. Who would expend anything in gratifying these desires if he considered that to gratify them is to increase them Nothing can be more certain than this: Daily experience shows, the more they are indulged, they increase the more. Whenever, therefore, you expend anything to please your taste or other senses, you pay so much for sensuality. When you lay out money to please your eye, you give so much for an increase of curiosity, — for a stronger attachment to these pleasures which perish in the using. While you are purchasing anything which men use to applaud, you are purchasing more vanity. Had you not then enough of vanity, sensuality, curiosity before Was there need of any addition And would you pay for it, too What manner of wisdom is this Would not the literally throwing your money into the sea be a less mischievous folly

6. And why should you throw away money upon your children, any more than upon yourself, in delicate food, in gay or costly apparel, in superfluities of any kind Why should you purchase for them more pride or lust, more vanity, or foolish and hurtful desires They do not want any more; they have enough already; nature has made ample provision for them: Why should you be at farther expense to increase their temptations and snares, and to pierce them through with more sorrows

7. Do not leave it to them to throw away. If you have good reason to believe that they would waste what is now in your possession in gratifying and thereby increasing the desire of the flesh, the desire of the eye, or the pride of life at the peril of theirs and your own soul, do not set these traps in their way. Do not offer your sons or your daughters unto Belial, any more than unto Moloch. Have pity upon them, and remove out of their way what you may easily foresee would increase their sins, and consequently plunge them deeper into everlasting perdition! How amazing then is the infatuation of those parents who think they can never leave their children enough! What! cannot you leave them enough of arrows, firebrands, and death Not enough of foolish and hurtful desires Not enough of pride, lust, ambition vanity not enough of everlasting burnings Poor wretch! thou fear where no fear is. Surely both thou and they, when ye are lifting up your eyes in hell, will have enough both of the “worm that never dieth,” and of “the fire that never shall be quenched!”

8. “What then would you do, if you was in my case If you had a considerable fortune to leave” Whether I would do it or no, I know what I ought to do: This will admit of no reasonable question. If I had one child, elder or younger, who knew the value of money; one who I believed, would put it to the true use, I should think it my absolute, indispensable duty to leave that child the bulk of my fortune; and to the rest just so much as would enable them to live in the manner they had been accustomed to do. “But what, if all your children were equally ignorant of the true use of money” I ought then (hard saying! who can hear it) to give each what would keep him above want, and to bestow all the rest in such a manner as I judged would be most for the glory of God.

III. 1. But let not any man imagine that he has done anything, barely by going thus far, by “gaining and saving all he can,” if he were to stop here. All this is nothing, if a man go not forward, if he does not point all this at a farther end. Nor, indeed, can a man properly be said to save anything, if he only lays it up. You may as well throw your money into the sea, as bury it in the earth. And you may as well bury it in the earth, as in your chest, or in the Bank of England. Not to use, is effectually to throw it away. If, therefore, you would indeed “make yourselves friends of the mammon of unrighteousness,” add the Third rule to the two preceding. Having, First, gained all you can, and, Secondly saved all you can, Then “give all you can.”

2. In order to see the ground and reason of this, consider, when the Possessor of heaven and earth brought you into being, and placed you in this world, he placed you here not as a proprietor, but a steward: As such he entrusted you, for a season, with goods of various kinds; but the sole property of these still rests in him, nor can be alienated from him. As you yourself are not your own, but his, such is, likewise, all that you enjoy. Such is your soul and your body, not your own, but God’s. And so is your substance in particular. And he has told you, in the most clear and express terms, how you are to employ it for him, in such a manner, that it may be all an holy sacrifice, acceptable through Christ Jesus. And this light, easy service, he has promised to reward with an eternal weight of glory.

3. The directions which God has given us, touching the use of our worldly substance, may be comprised in the following particulars. If you desire to be a faithful and a wise steward, out of that portion of your Lord’s goods which he has for the present lodged in your hands, but with the right of resuming whenever it pleases him, First, provide things needful for yourself; food to eat, raiment to put on, whatever nature moderately requires for preserving the body in health and strength. Secondly, provide these for your wife, your children, your servants, or any others who pertain to your household. If when this is done there be an overplus left, then “do good to them that are of the household of faith.” If there be an overplus still, “as you have opportunity, do good unto all men.” In so doing, you give all you can; nay, in a sound sense, all you have: For all that is laid out in this manner is really given to God. You “render unto God the things that are God’s,” not only by what you give to the poor, but also by that which you expend in providing things needful for yourself and your household.

4. If, then, a doubt should at any time arise in your mind concerning what you are going to expend, either on yourself or any part of your family, you have an easy way to remove it. Calmly and seriously inquire, “(1.) In expending this, am I acting according to my character Am I acting herein, not as a proprietor, but as a steward of my Lord’s goods (2.) Am I doing this in obedience to his Word In what Scripture does he require me so to do (3.) Can I offer up this action, this expense, as a sacrifice to God through Jesus Christ (4.) Have I reason to believe that for this very work I shall have a reward at the resurrection of the just” You will seldom need anything more to remove any doubt which arises on this head; but by this four-fold consideration you will receive clear light as to the way wherein you should go.

5. If any doubt still remain, you may farther examine yourself by prayer according to those heads of inquiry. Try whether you can say to the Searcher of hearts, your conscience not condemning you, “Lord, thou see I am going to expend this sum on that food, apparel, furniture. And thou knowest, I act herein with a single eye as a steward of thy goods, expending this portion of them thus in pursuance of the design thou hadst in entrusting me with them. Thou knowest I do this in obedience to the Lord, as thou commandest, and because thou commandest it. Let this, I beseech thee, be an holy sacrifice, acceptable through Jesus Christ! And give me a witness in myself that for this labour of love I shall have a recompense when thou rewardest every man according to his works.” Now if your conscience bear you witness in the Holy Ghost that this prayer is well-pleasing to God, then have you no reason to doubt but that expense is right and good, and such as will never make you ashamed.

6. You see then what it is to “make yourselves friends of the mammon of unrighteousness,” and by what means you may procure, “that when ye fail they may receive you into the everlasting habitations.” You see the nature and extent of truly Christian prudence so far as it relates to the use of that great talent, money. Gain all you can, without hurting either yourself or your neighbor, in soul or body, by applying hereto with unintermitted diligence, and with all the understanding which God has given you; — save all you can, by cutting off every expense which serves only to indulge foolish desire; to gratify either the desire of flesh, the desire of the eye, or the pride of life; waste nothing, living or dying, on sin or folly, whether for yourself or your children; — and then, give all you can, or, in other words, give all you have to God. Do not stint yourself, like a Jew rather than a Christian, to this or that proportion. “Render unto God,” not a tenth, not a third, not half, but all that is God’s, be it more or less; by employing all on yourself, your household, the household of faith, and all mankind, in such a manner, that you may give a good account of your stewardship when ye can be no longer stewards; in such a manner as the oracles of God direct, both by general and particular precepts; in such a manner, that whatever ye do may be “a sacrifice of a sweet-smelling savor to God,” and that every act may be rewarded in that day when the Lord comes with all his saints.

7. Brethren, can we be either wise or faithful stewards unless we thus manage our Lord’s goods We cannot, as not only the oracles of God, but our own conscience bears witness. Then why should we delay Why should we confer any longer with flesh and blood, or men of the world Our kingdom, our wisdom is not of this world: Heathen custom is nothing to us. We follow no men any farther than they are followers of Christ. Hear ye him. Yea, to-day, while it is called to-day, hear and obey his voice! At this hour, and from this hour, do his will: Fulfil his word, in this and in all things! I entreat you, in the name of the Lord Jesus, act up to the dignity of your calling! No more sloth! Whatsoever your hand findeth to do, do it with your might! No more waste! Cut off every expense which fashion, caprice, or flesh and blood demand! No more covetousness! But employ whatever God has entrusted you with, in doing good, all possible good, in every possible kind and degree to the household of faith, to all men! This is no small part of “the wisdom of the just.” Give all ye have, as well as all ye are, a spiritual sacrifice to Him who withheld not from you his Son, his only Son: So “laying up in store for yourselves a good foundation against the time to come, that ye may attain eternal life!”    

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Directions for the Rich – Richard Baxter

Richard Baxter (d. 1691)

Taken from Richard Baxter’s A Christian Directory, Part II: Christian Economics, XXVIII: “Directions for the Rich.”

I have said so much of this already, part i. about covetousness or worldliness, and about good works, and in my book of “Self-denial,” and that of “Crucifying the World;” that my reason commands me brevity in this place.[114]

Direct. I. Remember that riches are no part of your felicity; or that if you have no better, you are undone men. Dare you say that they are fit to make you happy? Dare you say, that you will take them for your part? and be content to be turned off when they forsake you? They reconcile not God; they save not from his wrath; they heal not a wounded conscience: they may please your flesh, and adorn your funeral, but they neither delay, nor sanctify, nor sweeten death, nor make you either better or happier than the poor. Riches are nothing but plentiful provision for tempting, corruptible flesh. When the flesh is in the dust, it is rich no more. All that abounded in wealth, since Adam’s days till now, are leveled with the lowest in the dust.

Direct. II. Yea, remember that riches are not the smallest temptation and danger to your souls. Do they delight and please you? By that way they may destroy you. If they be but loved above God, and make earth seem better for you than heaven, they have undone you. And if God recover you not, it had been better for you to have been worms or brutes, than such deceived, miserable souls. It is not for nothing, that Christ gives you so many terrible warnings about riches, and so describes the folly, the danger, and the misery of the worldly rich, Luke xii. 17-20; xvi. 19-21, &c; xviii. 21-23, &c.; and tells you how hardly the rich are saved. Fire burns most, when it hath most fuel; and riches are the fuel of worldly love and fleshly lust, 1 John ii. 15, 16; Rom. xiii. 13, 14.

Direct. III. Understand what it is to love and trust in worldly prosperity and wealth. Many here deceive themselves to their destruction. They persuade themselves, that they desire and use their riches but for necessity: but that they do not love them, nor trust in them, because they can say that heaven is better, and wealth will leave us to a grave! But do you not love that ease, that greatness, that domination, that fullness, that satisfaction of your appetite, eye, and fancy, which you cannot have without your wealth? It is fleshly lust, and will, and pleasure, which carnal worldlings love for itself; and then they love their wealth for these. And to trust in riches, is not to trust that they will never leave you; for every fool doth know the contrary. But it is to rest, and quiet, and comfort your minds in them, as that which most pleases you, and makes you well, or to be as you would be. Like him in Luke xii. 18, 19, that said, “Soul, take thy ease, eat, drink, and be merry, thou hast enough laid up for many years.” This is to love and trust in riches.

Direct. IV. Above all the deceits and dangers of this world, take heed of a secret, hypocritical hope of reconciling the world to heaven, so as to make you a felicity of both; and dreaming of a compounded portion, or of serving God and mammon.[115] The true state of the hypocrite’s heart and hope is, to love his worldly prosperity best, and desire to keep it as long as he can, for the enjoyment of his fleshly pleasures; and when he must leave this world against his will, he hopes then to have heaven as his reserve; because he thinks it better than hell, and his tongue can say, It is better than earth, though his will and affections say the contrary. If this be your case, the Lord have mercy upon you, and give you a more believing, spiritual mind, or else you are lost, and you and your treasure will perish together.

Direct. V. Accordingly take heed, lest when you seem to resign yourselves, and all that you have, to God, there should be a secret purpose at the heart, that you will never be undone in the world for Christ, nor for the hopes of a better world. A knowing hypocrite is not ignorant, that the terms of Christ, proposed in the gospel, Luke xiv. 26, 27, 33, are no lower than forsaking all; and that in baptism, and our covenant with Christ, all must be designed and devoted to him, and the cross taken up instead of all, or else we are no Christians, as being not in covenant with Christ. But the hypocrite’s hope is, that though Christ put him upon these promises, he will never put him to the trial for performance, nor ever call him to forsake all indeed: and therefore, if ever he be put to it, he will not perform the promise which he hath made. He is like a patient that promises to be wholly ruled by his physician, as hoping that he will put him upon nothing which he cannot bear. But when the bitter potion or the vomit comes, he saith, I cannot take it, I had hoped you would have given me gentler physic.

Direct. VI. And accordingly take heed lest while you pretend to live to God, and to use all that you have as his stewards for his service, you should deceitfully put him off with the leavings of your lusts, and give him only so much as your flesh can spare. It is not likely that the damned gentleman, Luke xvi. was never used to give any thing to the poor; else what did beggars use his doors for? When Christ promises to reward men for a cup of cold water, the meaning is, when they would give better if they had it. There are few rich men of all that go to hell, that were so void of human compassion, or of the sense of their own reputation, as to give nothing at all to the poor; but God will have all, though not all for the poor, yet all employed as he commands; and will not be put off with your tithes or scraps. His stewards confess that they have nothing of their own.

Direct. VII. Let the use of your riches in prosperity show, that you do not dissemble when you promise to forsake all for Christ in trial, rather than forsake him. You may know whether you are true or false in your covenant with Christ, and what you would do in a day of trial, by what you do in your daily course of life. How can that man leave all at once for Christ, that cannot daily serve him with his riches, nor leave that little which God requires, in the discharge of his duty in pious and charitable works? What is it to leave all for God, but to leave all rather than to sin against God? And will he do that, who daily sins against God by omission of good works, because he cannot leave some part? Study, as faithful stewards, to serve God to the utmost with what you have now, and then you may expect that his grace should enable you to leave all in trial, and not prove withering hypocrites and apostates.

Direct. VIII. Be not rich to yourselves, or to your fleshly wills and lusts;[116] but remember that the rich are bound to be spiritual, and to mortify the flesh, as well as the poor. Let lust fare never the better for all the fullness of your estates. Fast and humble your souls never the less; please an inordinate appetite never the more in meat and drink; live never the more in unprofitable idleness. The rich must labor as constantly as the poor, though not in the same kind of work. The rich must live soberly, temperately, and heavenly, and must as much mortify all fleshly desires, as the poor. You have the same law and Master, and have no more liberty to indulge your lusts; but if you live after the flesh, you shall die as well as any other. Oh the partiality of carnal minds! They can see the fault of a poor man, that goes sometimes to an ale-house, who perhaps drinks water (or that which is next to it) all the week; when they never blame themselves, who scarce miss a meal without wine and strong drink, and eating that which their appetite desires. They think it a crime in a poor man, to spend but one day in many in such idleness, as they themselves spend most of their lives in. Gentlemen think that their riches allow them to live without any profitable labor, and to gratify their flesh, and fare deliciously every day; as if it were their privilege to be sensual, and to be damned, Rom. viii. 1, 5-9, 13.

Direct. IX. Nay, remember that you are called to far greater self-denial, and fear, and watchfulness against sensuality, and wealthy vices, than the poor are. Mortification is as necessary to your salvation, as to theirs, but much more difficult. If you live after the flesh, you shall die as well as they. And how much stronger are your temptations! Is not he easier drawn to gluttony or excess in quality or quantity, who hath daily a table of plenty, and enticing, delicious food before him, than he that never sees such a temptation once in half a year? Is it not harder for him to deny his appetite who hath the baits of pleasant meats and drinks daily set upon his table, than for him that is seldom in sight of them, and perhaps in no possibility of procuring them; and therefore hath nothing to solicit his appetite or thoughts? Doubtless the rich, if ever they will be saved, must watch more constantly, and set a more resolute guard upon the flesh, and live more in fear of sensuality, than the poor, as they live in greater temptations and dangers.

Direct. X. Know therefore particularly what are the temptations of prosperity, that you may make a particular, prosperous resistance. And they are especially these:

1. Pride. The foolish heart of man is apt to swell upon the accession of so poor a matter as wealth; and men think they are got above their neighbors, and more honor and obeisance is their due, if they be but richer.[117]

2. Fullness of bread.[118] If they do not eat till they are sick, they think the constant and costly pleasing of their appetite in meats and drinks, is lawful.

3. Idleness. They think he is not bound to labor, that can live without it, and hath enough.

4. Time-wasting sports and recreations. They think their hours may be devoted to the flesh, when all their lives are devoted to it; they think their wealth allows them to play, and court, and compliment away that precious time, which no men have more need to redeem; they tell God that he hath given them more time than they have need of; and God will shortly cut it off, and tell them that they shall have no more.

5. Lust and wantonness, fullness and idleness, cherish both the cogitations and inclinations unto filthiness; they that live in gluttony and drunkenness, are like to live in chambering and wantonness.[119]

6. Curiosity, and wasting their lives in a multitude of little, ceremonious, unprofitable things, to the exclusion of the great businesses of life.[120] Well may we say, that men’s lusts are their jailers, and their fetters, when we see to what a wretched kind of life a multitude of the rich (especially ladies and gentlewomen) do condemn themselves. I should pity one in jail, that were but tied so to spend their time; when they have poor, ignorant, proud, worldly, peevish, hypocritical, ungodly souls to be healed, and a life of great and weighty business to do for eternity, they have so many little things all day to do, that leave them little time to converse with God, or with their consciences, or to do any thing that is really worth the living for: they have so many fine clothes and ornaments to get, and use; and so many rooms to beautify and adorn, and so many servants to talk with, that attend them, and so many dishes and sauces to bespeak, and so many flowers to plant, and dress, and walks, and places of pleasure to mind; and so many visitors to entertain with whole hours of unprofitable talk; and so many great persons accordingly to visit; and so many laws of ceremony and compliment to observe; and so many games to play, (perhaps,) and so many hours to sleep, that the day, the year, their lives are gone, before they could have while to know what they lived for. And if God had but damned them to spend their days in picking straws or filling a bottomless vessel, or to spend their days as they choose themselves to spend them, it would have tempted us to think him unmerciful to his creatures.

7. Tyranny and oppression: when men are above others, how commonly do they think that their wills must be fulfilled by all men, and none must cross them, and they live as if all others below them were as their beasts, that are made for them, to serve and please them.

Direct. XI. Let your fruitfulness to God, and the public good, be proportionate to your possessions.[121] Do as much more good in the world than the poor, as you are better furnished with it than they. Let your servants have more time for the learning of God’s word, and let your families be the more religiously instructed and governed. To whom God gives much, from them he doth expect much.

Direct. XII. Do not only take occasions of doing good, when they are thrust upon you; but study how to do all the good you can, as those “that are zealous of good works,” Tit. ii. 14.[122] Zeal of good works will make you, 1. Plot and contrive for them. 2. Consult and ask advice for them. 3. It will make you glad when you meet with a hopeful opportunity. 4. It will make you do it largely, and not sparingly, and by the halves. 5. It will make you do it speedily, without unwilling backwardness and delay. 6. It will make you do it constantly to your lives’ end. 7. It will make you pinch your own flesh, and suffer somewhat yourselves to do good to others. 8. It will make you labor in it as your trade, and not only consent that others do good at your charge. 9. It will make you glad when good is done, and not to grudge at what it cost you. 10. In a word, it will make your neighbors to be to you as yourselves, and the pleasing of God to be above yourselves, and therefore to be as glad to do good, as to receive it.

Direct. XIII. Do good both to men’s souls and bodies; but always let bodily benefits be conferred in order to those of the soul, and in due subordination, and not for the body alone. And observe the many other rules of good works, more largely laid down, part i. chap. iii. direct. 10.

Direct. XIV. Ask yourselves often, how you shall wish at death and judgment your estates had been laid out; and accordingly now use them. Why should not a man of reason do that which he knows beforehand he shall vehemently wish that he had done?

Direct. XV. As your care must be in a special manner for your children and families; so take heed of the common error of worldlings, who think their children must have so much, as that God and their own souls have very little. When selfish men can keep their wealth no longer to themselves, they leave it to their children, who are as their surviving selves. And all is cast into this gulf, except some inconsiderable parcels.

Direct. XVI. Keep daily account of your use and improvement of your Master’s talents.[123] Not that you should too much remember your own good works, but remember to do them; and therefore ask yourselves, What good have I done with all that I have, this day or week?

Direct. XVII. Look not for long life; for then you will think that a long journey needs great provisions; but die daily, and live as those that are going to give up their account: and then conscience will force you to ask, whether you have been faithful stewards, and to lay up a treasure in heaven, and to make you friends of the mammon that others use to unrighteousness, and to lay up a good foundation for the time to come, and to be glad that God hath given you that, the improvement of which may further the good of others, and your salvation.[124] Living and dying, let it be your care and business to do good.

FOOTNOTES

[114]   See more in my “Life of Faith.”

[115]   Heb. x. 34; Luke xviii. 22; Matt. xiii. 20-22; Acts v. 1, &c; ii. 45; Luke xiv. 33.

[116]   Luke xii. 21; Acts x. 1-3.

[117]   Jam. v. 1-6.

[118]   Ezek. xvi.

[119]   Rom. xiii. 13, 14.

[120]   Luke x. 40-42.

[121]   John xv. 5; Mark xii. 41; Luke xii. 48.

[122]   Matt. v. 16; Gal. 6-10; 1 Pet. ii. 12; Heb. x. 24; Tit. iii. 8, 14; ii. 7; Eph. ii. 10; 1 Tim. ii. 10; v. 10; Acts ix. 36.

[123]   Matt. xxv. 14, 15.

[124]   1 Tim. vi. 18; 1 Cor. iv. 1, 2; Luke xvi. 10; 1 Tim. v. 25.

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Directions for the Poor – Richard Baxter

Richard Baxter (d. 1691)

Taken from Richard Baxter’s A Christian Directory, Part II: Christian Economics, XXVII: “Directions for the Poor.”

There is no condition of life so low or poor, but may be sanctified, and fruitful, and comfortable to us, if our own misunderstanding, or sin and negligence, do not pollute it or embitter it to us: if we do the duty of our condition faithfully, we shall have no cause to murmur at it. Therefore I shall here direct the poor in the special duties of their condition; and if they will but conscientiously perform them, it will prove a greater kindness to them, than if I could deliver them from their poverty, and give them as much riches as they desire. Though I doubt this would be more pleasing to the most, and they would give me more thanks for money, than for teaching them how to want it.

Direct. I. Understand first the use and estimate of all earthly things: that they were never made to be your portion and felicity, but your provision and helps in the way to Heaven.[100] And therefore they are neither to be estimated nor desired simply for themselves, (for so there is nothing good but God,) but only as they are means to the greatest good. Therefore neither poverty nor riches are simply to be rejoiced in for themselves, as any part of our happiness; but that condition is to be desired and rejoiced in, which affords us the greatest helps for Heaven, and that condition only is to be lamented and disliked, which hinders us most from Heaven, and from our duty.

Direct. II. See therefore that you really take all these things, as matters in themselves indifferent, and of small concern to you; and as not worthy of much love, or care, or sorrow, further than they conduce to greater things. We are like runners in a race, and Heaven or Hell will be our end; and therefore woe to us, if by looking aside, or turning back, or stopping, or trifling about these matters, or burdening ourselves with worldly trash, we should lose the race, and lose our souls. O sirs, what greater matters than poverty or riches have we to mind! Can those souls that must shortly be in Heaven or Hell, have time to bestow any serious thoughts upon these impertinencies? Shall we so much as “look at the temporal things which are seen, instead of the things eternal that are unseen?” 2 Cor. iv. 18. Or shall we whine under those light afflictions, which may be so improved, as to “work for us a far more exceeding and eternal weight of glory?” ver. 17. Our present “life is not in the abundance of the things which we possess,” Luke xii. 15; much less is our eternal life.

Direct. III. Therefore take heed that you judge not of God’s love, or of your happiness or misery, by your riches or poverty, prosperity or adversity, as knowing that they come alike to all,[101] and love or hatred is not to be discerned by them; except only God’s common love, as they are common mercies to the body. If a surgeon is not to be taken for a hater of you, because he lets your blood, nor a physician because he purges his patient, nor a father because he corrects his child; much less is God to be judged an enemy to you, or unmerciful, because his wisdom and not your folly disposes of you, and proportions your estates. A carnal mind will judge of its own happiness and the love of God by carnal things, because it savors not spiritual mercies: but grace gives a Christian another judgment, relish, and desire; as nature sets a man above the food and pleasures of a beast.

Direct. IV. Steadfastly believe that God is every way fitter than you to dispose of your estate and you.[102] He is infinitely wise, and knows what is best and fittest for you: he knows beforehand what good or hurt any state of plenty or want will do you: he knows all your corruptions, and what condition will most conduce to strengthen them or destroy them, and which will be your greatest temptations and snares, and which will prove your safest state; much better than any physician or parent knows how to diet his patient or his child. And His love and kindness are much greater to you, than yours are to yourself; and therefore He will not be wanting in willingness to do you good: and His authority over you is absolute, and therefore His disposal of you must be unquestionable. “It is the Lord: let Him do what seems Him good,” 1 Sam. iii. 18. The will of God should be the rest and satisfaction of your wills, Acts xxi. 14.

Direct. V. Steadfastly believe that, ordinarily, riches are far more dangerous to the soul than poverty, and a greater hindrance to men’s salvation. Believe experience; how few of the rich and rulers of the earth are holy, heavenly, self-denying, mortified men! Believe our Savior, “How hardly shall they that have riches enter into the kingdom of God! For it is easier for a camel to go through a needle’s eye, than for a rich man to enter into the kingdom of God. And they that heard it said, Who then can be saved? And he said, The things which are impossible with men, are possible with God,” Luke xviii. 24, 25, 27. So that you see the difficulty is so great of saving such as are rich, that to men it is a thing impossible, but to God’s omnipotence only it is possible. So 1 Cor. i. 26, “For ye see your calling, brethren, how that not many wise men after the flesh, not many mighty, not many noble are called.” Believe this, and it will prevent many dangerous mistakes.

Direct. VI. Hence you may perceive, that though no man must pray absolutely either for riches or poverty, yet of the two it is more rational ordinarily to pray against riches than for them, and to be rather troubled when God makes us rich, than when He makes us poor. (I mean it, in respect to ourselves, as either of them seems to conduce to our own good or hurt; though to do good to others, riches are more desirable.) This cannot be denied by any man that believes Christ: for no wise man will long for the hindrance of his salvation, or pray to God to make it as hard a thing for him to be saved, as for a camel to go through a needle’s eye; when salvation is a matter of such unspeakable moment, and our strength is so small, and the difficulties so many and great already.

Object. But Christ doth not deny but the difficulties to the poor may be as great. Answ. To some particular persons upon other accounts it may be so; but it is clear in the text, that Christ speaks comparatively of such difficulties as the rich had more than the poor.

Object. But then how are we obliged to be thankful to God for giving us riches, or blessing our labors?[103] Answ. 1. You must be thankful for them, because in their own nature they are good, and it is by accident, through your own corruption, that they become so dangerous. 2. Because you may do good with them to others, if you have hearts to use them well. 3. Because God in giving them to you rather than to others, doth signify (if you are His children) that they are fitter for you than for others. In Bedlam and among foolish children, it is a kindness to keep fire, and swords, and knives out of their way; but yet they are useful to people that have the use of reason. But our folly in spiritual matters is so great, that we have little cause to be too eager for that which we are inclined so dangerously to abuse, and which proves the bane of most that have it.

Direct. VII. See that your poverty be not the fruit of your idleness, gluttony, drunkenness, pride, or any other flesh-pleasing sin.[104] For if you bring it thus upon yourselves, you can never look that it should be sanctified to your good, till sound repentance have turned you from the sin: nor are you objects worthy of much pity from man (except as you are miserable sinners). He that rather chooses to have his ease and pleasure, though with want, than to have plenty, and to want his ease and pleasure, it is pity that he should have any better than he chooses.

1. Slothfulness and idleness are sins that naturally tend to want, and God hath caused them to be punished with poverty; as you may see, Prov. xii. 24, 27; xviii. 9; xxi. 25; xxiv. 34; xxvi. 14, 15; vi. 11; xx. 13. Yea, He commands that if any (that is able) “will not work, neither should he eat,” 2 Thess. iii. 10. In the sweat of their face must they eat their bread, Gen. iii. 19; and “six days must they labor and do all that they have to do.” To maintain your idleness is a sin in others. If you will please your flesh with ease, it must be displeased with want; and you must suffer what you choose.

2. Gluttony and drunkenness are such beastly devourers of mercy, and abusers of mankind, that shame and poverty are their punishment and cure. Prov. xxiii. 20, 21, “Be not among winebibbers, among riotous eaters of flesh: for the drunkard and the glutton shall come to poverty, and drowsiness shall clothe a man with rags.” It is not lawful for any man to feed the greedy appetites of such: if they choose a short excess before a longer competency, let them have their choice.

3. Pride also is a most consuming, wasteful sin: it sacrifices God’s mercies to the devil, in serving him by them, in his first-born sin. Proud persons must lay it out in pomp and gaudiness, to set forth themselves to the eyes of others; in buildings, and entertainments, and fine clothes, and curiosities: and poverty is also both the proper punishment and cure of this sin: and it is cruelty for any to save them from it, and resist God, that by abasing them takes the way to do them good, Prov. xi. 2; xxix. 23; xvi. 18.

4. Falsehood also, and deceit, and unjust getting, tend to poverty; for God doth often, even in this present life, thus enter into judgment with the unjust. Ill-gotten wealth is like fire in the thatch, and brings ofttimes a secret curse and destruction upon all the rest. The same may be said of unmercifulness to the poor; which is oft cursed with poverty, when the liberal are blessed with plenty, Prov. xi. 24, 25; Isa. xxxii. 8; Psal. lxxiii. 21, 22, 25, 26, 34, 35.

Direct. VIII. Be acquainted with the special temptations of the poor, that you may be furnished to resist them. Every condition hath its own temptations, which persons in that condition must specially be fortified and watch against; and this is much of the wisdom and safety of a Christian.

Tempt. I. One temptation of poverty will be to draw you to think higher of riches and honors than you ought; to make you think that the rich are much happier than they are. For the world is like all other deceivers; it is most esteemed where it is least known. They that never tried a life of wealth, and plenty, and prosperity, are apt to admire it, and think it braver and better than it is. And so you may be drawn as much to over-love the world by want, as other men by plenty. Against this remember, that it is folly to admire that which you never tried and knew; and mark whether all men do not vilify it, that have tried it to the last: dying men call it no better than vanity and deceit. And it is rebellious pride in you so far to contradict the wisdom of God, as to think most highly of that condition which He hath judged worst for you; and to fall in love with that which he denies you.

Tempt. II. The poor will also be tempted to over-much care about their wants and worldly matters;[105] they will think that necessity requires it in them, and will excuse them. So much care is your duty, as is needful to the right doing of your work. Take care how to discharge your own duties; but be not too careful about the event, which belongs to God. If you will care what you should be and do, God will care sufficiently what you shall have.[106] And so be it you faithfully do your business, your other care will add nothing to the success, nor make you any richer, but only vex and disquiet your minds. It is the poor as well as the rich, that God hath commanded to be careful for nothing, and to cast all their care on him.

Tempt. III. Poverty also will tempt you to repining, impatience, and discontent, and to fall out with others; which because it is one of the chief temptations, I will speak to by itself anon.

Tempt. IV. Also you will be tempted to be coveting after more:[107] Satan makes poverty a snare to draw many needy creatures to greater covetousness than many of the rich are guilty of; none thirst more eagerly after more; and yet their poverty blinds them, so that they cannot see that they are covetous, or else excuse it as a justifiable thing. They think that they desire no more but necessaries, and that it is not covetousness, if they desire not unnecessary things. But do you not covet more than God allots you? and are you not discontent with His allowance? And doth not He know best what is necessary for you, and what superfluous? What then is covetousness, if this be not?

Tempt. V. Also you will be tempted to envy the rich, and to censure them in matters where you are incompetent judges. It is usual with the poor to speak of the rich with envy and censoriousness; they call them covetous, merely because they are rich, especially if they give them nothing; when they know not what ways of necessary expense they have, nor know how many others they are liberal to, that they are unacquainted with. Till you see their accounts you are unfit to censure them.

Tempt. VI. The poor also will be tempted to use unlawful means to supply their wants.[108] How many by the temptation of necessity have been tempted to comply with sinners, and wound their consciences, and lie and flatter for favor or preferment (rapport), or to cheat, or steal, or over-reach! A dear price! to buy the food that perishes, with the loss or hazard of everlasting life; and lose their souls to provide for their flesh!

Tempt. VII. Also you will be tempted to neglect your souls, and omit your spiritual duties, and, as Martha, to be troubled about many things, while the one thing needful is forgotten; and you will think that necessity will excuse all this; yea, some think to be saved because they are poor, and say, God will not punish them in this life and another too. But alas, you are more inexcusable than the rich, if you are ungodly and mindless of the life to come. For he that will love a life of poverty and misery better than Heaven, deserves indeed to go without it, much more than he that prefers a life of plenty and prosperity before it. God hath taught you by His providence to know, that you must either be happy in Heaven, or nowhere;—if you would be worldlings, and part with Heaven for your part on earth, how poor a bargain are you like to make! To love rags, and toil, and want, and sorrow, better than eternal joy and happiness, is the most unreasonable kind of ungodliness in the world. It is true, that you are not called to spend so many hours of the week days in reading and meditation, as some that have greater leisure are; but you have reason to seek Heaven, and set your hearts upon it, as much as they; and you must think of it when you are about your labor, and take those opportunities for your spiritual duties which are allowed you. Poverty will excuse ungodliness in none! Nothing is so necessary as the service of God and your salvation; and therefore no necessity can excuse you from it. Read the case of Mary and Martha, Luke x. 41, 42. One would think that your hearts should be wholly set upon Heaven, who have nothing else but it to trust to. The poor have fewer hindrances than the rich, in the way to life eternal! And God will save no man because he is poor; but condemn poor and rich that are ungodly.

Tempt. VIII. Another great temptation of the poor, is to neglect the holy education of their children; so that in most places, there are none so ignorant, and rude, and heathenish, and unwilling to learn, as the poorest people and their children: they never teach them to read, nor teach them any thing for the saving of their souls; and they think that their poverty will be an excuse for all; when reason tells them, that none should be more careful to help their children to Heaven, than they that can give them nothing upon earth.

Direct. IX. Be acquainted with the special duties of the poor; and carefully perform them. They are these:

1. Let your sufferings teach you to despise the world; it will be a happy poverty if it do but help to wean your affections from all things below; that you set as little by the world as it deserves.

2. Be eminently heavenly-minded; the less you have or hope for in this life, the more fervently seek a better.[109] You are at least as capable of the heavenly treasures as the greatest princes; God purposely straightens your condition in the world, that He may force up your hearts unto Himself, and teach you to seek first for that which indeed is worth your seeking, Matt. vi. 33, 19-21.

3. Learn to live upon God alone; study His goodness, and faithfulness, and all-sufficiency; when you have not a place nor a friend in the world, that you can comfortably betake yourselves to for relief, retire unto God, and trust Him, and dwell the more with Him.[110] If your poverty have but this effect, it will be better to you than all the riches in the world.

4. Be laborious and diligent in your callings (hard working at your jobs): both precept and necessity call you unto this; and if you cheerfully serve Him in the labor of your hands, with a heavenly and obedient mind, it will be as acceptable to Him, as if you had spent all that time in more spiritual exercises; for He had rather have obedience than sacrifice; and all things are pure and sanctified to the pure; if you cheerfully serve God in the meanest work, it is the more acceptable to Him, by how much the more subjection and submission there is in your obedience.[111]

5. Be humble and submissive unto all. A poor man proud is doubly hateful; and if poverty cure your pride, and help you to be truly humble, it will be no small mercy to you.[112]

6. You are specially obliged to mortify the flesh, and keep your senses and appetites in subjection; because you have greater helps for it than the rich; you have not so many baits of lust, and wantonness, and gluttony, and voluptuousness as they.

7. Your corporal wants must make you more sensibly remember your spiritual wants; and teach you to value spiritual blessings: think with yourselves, if a hungry, cold, and naked body, be so great a calamity, how much greater is a guilty, graceless soul, a dead or diseased heart! If bodily food and necessaries are so desirable, oh how desirable is Christ and his Spirit, and the love of God and life eternal!

8. You must above all men be careful redeemers of your time; especially of the Lord’s day; your labors take up so much of your time, that you must be the more careful to catch every opportunity for your souls! Rise earlier to get half an hour for holy duty; and meditate on holy things in your labors, and spend the Lord’s day in special diligence, and be glad of such seasons; and let scarcity preserve your appetites.

9. Be willing to die; seeing the world gives you so cold entertainment, be the more content to let it go, when God shall call you; for what is here to detain your hearts?

10. Above all men, you should be most fearless of sufferings from men, and therefore true to God and conscience; for you have no great matter of honor, or riches, or pleasure to lose: as you fear not a thief, when you have nothing for him to rob you of.

11. Be specially careful to fit your children also for Heaven: provide them a portion which is better than a kingdom; for you can provide but little for them in the world.

12. Be exemplary in patience and contentedness with your state: for that grace should be the strongest in us which is most exercised; and poverty calls you to the frequent exercise of this.

Direct. X. Be specially furnished with those reasons which should keep you in a cheerful contentedness with your state; and may suppress every thought of anxiety and discontent.[113] As, 1. Consider as aforesaid, that that is the best condition for you which helps you best to Heaven; and God best knows what will do you good, or hurt. 2. That it is rebellion to grudge at the will of God; which must dispose of us, and should be our rest. 3. Look over the life of Christ, who chose a life of poverty for your sake; and had not a place to lay his head. He was not one of the rich and voluptuous in the world; and are you grieved to be conformed to Him? Phil. iii. 7-9. 4. Look to all His apostles, and most holy servants and martyrs. Were not they as great sufferers as you? 5. Consider that the rich will shortly be all as poor as you: naked they came into the world, and naked they must go out; and a little time makes little difference. 6. It is no more comfort to die rich than poor; but usually much less; because the pleasanter the world is to them, the more it grieves them to leave it. 7. All men cry out, that the world is vanity at last. How little is it valued by a dying man! and how sadly will it cast him off! 8. The time is very short and uncertain, in which you must enjoy it; we have but a few days more to walk about, and we are gone. Alas, of how small concern is it, whether a man be rich or poor, that is ready to step into another world! 9. The love of this world drawing the heart from God, is the common cause of men’s damnation; and is not the world likely to be over-loved, when it entertains you with prosperity, than when it uses you like an enemy? Are you displeased, that God thus helps to save you from the most damning sin? and that He makes not your way to Heaven more dangerous? 10. You little know the troubles of the rich. He that hath much, hath much to do with it, and much to care for; and many persons to deal with, and more vexations than you imagine. 11. It is but the flesh that suffers; and it furthers your mortification of it. 12. You pray but for your daily bread, and therefore should be contented with it. 13. Is not God, and Christ, and Heaven, enough for you? should that man be discontent that must live in Heaven? 14. Is it not your lust, rather than your well-informed reason, that repines? I do but name all these reasons for brevity: you may enlarge them in your meditations.

FOOTNOTES

[100]   Prov. xxviii. 6; Jam. ii. 5.

[101]   Eccles. ii. 14; ix. 2, 3.

[102]   Psal. x. 15; 1 Sam. ii. 7.

[103]   Saith Aristippus to Dionysius, Quando sapientia egebam, adii Socratem? nunc pecuniarum egens, ad te veni. Laert. in Aristip.

[104]   1 Cor. vii. 35.

[105]   Luke x. 41.

[106]   Matt. vi.; 1 Pet. v. 7; Phil. iv. 6.

[107]   Prov. xxiii. 4.

[108]   Prov. xxx. 8, 9; John vi. 27.

[109]   Phil. iii. 18, 20, 21; 2 Cor. v. 7, 8.

[110]   Gal. ii. 20; Psal. lxxiii. 25-28; 2 Cor. i. 10.

[111]   Eph. iv. 28; Prov. xxi. 25; 1 Sam. xv. 22; 2 Thess. iii. 8, 10.

[112]   Prov. xviii. 23.

[113]   Phil. iv. 11-13; Matt. v. 3; 1 Sam. ii. 7; Matt. vi. 25, &c; Psal. lxxviii. 20; Numb. xiv. 11; Matt. xvi. 9; Job xiii. 15; Eccl. v. 12; 1 Cor. vii. 29-31; Psal. lxxxiv. 11; xxxvii. 25; x. 14; lv. 22; Rom. ix. 20; Psal. xxxiv. 9, 10; Rom. viii. 28; Heb. xiii. 5.

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A Biblical Economic Philosophy

Why the Biblical financial ideal seems to be one of self-employment, saving, and investing in the lower middle class. Explains why I reject Republican capitalism; and I’m moving in the direction of a Biblical capitalism, which requires financial limits, ethical behavior, and generosity to the poor (David Chilton, Productive Christians, p. 40). A new book title for my e-book could be Biblical Economics: Wesley and the Puritans on Money. This would be a practical guide for Christians, who want to have an economic view, that has been brought fully under the lordship of Christ.

My view aligns the most with Gary North in Wealth and Poverty: Four Christian Views of Economics, but I think Art Gish provides him with some necessary corrections, particularly in the area of living off the land and abandoning Corporate America and its egocentric attitudes about competition: see Gish’s book Beyond the Rat Race. Gish is more of a Jesus hippie.

Gary North has a website with free e-books and some of his books are on Amazon. He has some excellent material on Biblical capitalism from a Christian point of view. Among my favorites are:

1. Puritan Economic Experiments – this is how I became convinced that working at home is the Christian ideal.

2. Economic Commentary on the Bible: Proverbs – Solomon was the wisest and richest man in the world during his time; and Gary North comments on his economic proverbs. This is good stuff.

3. An Introduction to Christian Economics – I haven’t read this yet, but it looks very systematic.

4. Productive Christians by David Chilton – This book was admired by Gary North as the go to place for a Christian view of economics.

Another book I’d like to look at is Craig Blomberg’s Neither Poverty nor Riches: A Biblical Theology of Possessions.


Puritan and Early Methodist Views of Economics

Baxter, Richard. A Christian Directory. Soli Deo Gloria Pub.

Kingdon, Robert. “Laissez-Faire or Government Control” in Church History.

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MacArthur, Kathleen. The Economic Ethics of John Wesley. Abingdon Press, 1936.

Ryken, Leland. Worldly Saints: The Puritans As They Really Were. Chs. 2, 4. Zondervan.

Tawney, R. H. Religion and the Rise of Capitalism. Mentor Books (Penguin).

Steele, Richard. The Religious Tradesman. Hess Publications.

Valeri, Mark. “The Economic Thought of Jonathan Edwards” in Church History.

Weber, Max. The Protestant Ethic and the Spirit of Capitalism. Penguin Books.

7/21/19 – Update: It has been brought to my attention that basically all of the New England Puritans: Cotton Mather, Jonathan Edwards, George Whitefield, etc, all practiced Christian slavery! I will, as a result of this try to remove them from my theological approach going forward. The English Puritans, depending on their view of slavery, are still in good standing. John Bunyan’s Sighs from Hell being my now go to place for that doctrine. Richard Baxter preached against slavery as a heinous act; but said similar things that Paul said in the New Testament, for masters currently in that situation: to be kind to their slaves. But he hated the slave trade (David Davis, The Problem of Slavery, p. 338). Richard Steele spoke down to slavery, saying, “No woman woman would marry if she expected to be a slave” (p. 313). My priority is on such men, particularly Wesley, Baxter, and Steele, in my future view of Christian economics. However, to give me scope and historical background, I should think it necessary to include Ryken, Weber, and Tawney, so I can understand the general Puritan theology of economics: and examine their overall strengths and weaknesses.

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Emerging Church Ideas Infiltrating Calvary Chapel – Paul Smith

Original title: New Leadership Taking Over Calvary Chapel

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Elijah: A Fearless Prophet – Family Films

This is an episode of the old TV show Old Testament Scriptures, a 14-part mini-series released in 1958 and 1959.

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Too Much Money – Duane Pederson

Originally from here.

Luke 12:16-21

The central focus of today’s Gospel story is a problem a lot of us would like to have: what to do with too much money and too much of everything. It’s a story about a man who is so rich he doesn’t know what to do with all he possesses.

If you’ve ever been to a rock concert in an amphitheater or other outdoor venue, packed with throngs of noisy fans all the way from the stage to the front entrance gate, then you have some idea what life was like for the crowds that followed Jesus from city to city.

We forget sometimes that Jesus was beyond famous, even beyond notorious. He was first century Palestine’s equivalent of a major rock star in terms of fame and His ability to command an audience. A crowd of sometimes four or five thousand might follow Him across barren desert and up and down rocky hillsides, listening to His teaching and watching His miracles on any given day.

Saint Luke tells us that by the afternoon in today’s Gospel lesson, the Pharisees had begun to treat Jesus with open hostility, challenging Him with such sharp questions that Luke actually uses the Greek word for cross-examining a witness in court.

In this highly charged, dramatic atmosphere, Luke writes, so many thousands had gathered to witness the spectacle that they were stepping on each other as they jostled for a better view. Jesus had been sternly rebuking both the Pharisees and the lawyers, and the mood of the crowd was electric.

It was at that climactic moment that someone in the audience shouted out, “Teacher! Order my brother to give me my fair share of our inheritance.”

Jesus shot back, “Man, who appointed Me the judge between you and your brother?”

Then, like a surgeon, He cut right to the heart of the man’s question: greed. “Be on guard against every kind of greed,” Jesus warned the crowd. “Even when you have plenty, you shouldn’t let your life be all about money and possessions.”

Then He told today’s story. The farmer, whose crop exceeded his wildest dreams, exceeded even the space in his barns to store it, and instead of sharing with his neighbors, he was willing to spend a fortune building new barns to hold not only the anticipated bumper crop of grain, but all of his possessions as well.

Imagine a brand-new Jaguar, or better, a new Bentley or Rolls-Royce, parked in front of each grain bin, its front and rear seats and trunk overflowing with flat-screen TVs, iPods, designer clothes and jewelry, Playstation 3, and you’ll be close to a 21st century equivalent.

“You’ve got it made,” the farmer told himself. “Retire! Take it easy and have the time of your life,” or, literally, “eat, drink and be merry.” If you’ve ever wondered where that old saying comes from, it’s from our Gospel reading today; you can find it in Luke 12:19. “Eat, drink and be merry, for tomorrow we…” What? Right! “For tomorrow we die!” And Jesus said that very night God appeared to the wealthy farmer and delivered the bad news, and He wasn’t gentle.

“Thou fool! This night shall thy soul be required of thee!” You old fool, tonight you die! And your barns full of grain and cars and all sorts of expensive toys who gets them then? What had the farmer done wrong? What was his mistake?

Was it that he filled the barn with possessions? Or that he filled his life with possessions? It’s that he had filled his life with himself and stuff, and not with God.

Don’t fuss about what’s on the table at mealtime, Jesus told His followers then, or what’s in your closet to wear, or what’s in your garage to drive. Look at the beautiful wildflowers along the road have you ever seen such colors? And they never fret about money or worry about tomorrow. If God takes such wonderful care of flowers that bloom today and are gone tomorrow, won’t He do the same for you and me?

A friend of mine was in Long Beach, California, recently. Long Beach is a seaport city. Its massive docks are busy around the clock with commercial shipping from every corner of the world. While he was there, a boat very similar to a tugboat was ferrying a crew of workers from an offshore oil drilling platform back to a nearby pier so they could go home.

He told me of a group of noisy seagulls chattering angrily on the railing of the pier because the tugboat had interrupted their fishing. Soon, the oil rig workers had moved ashore with their duffel bags and the tugboat fired up its diesel engines and roared back to sea.

My friend said the angry chatter of the seagulls seemed to change almost to laughter as the powerful propellers of the departing tug churned up the water near the pier, turning the murky shallows into a banquet of free fish for the birds, and they all dived down and enjoyed the feast as soon as the boat was gone.

Noisy, smelly, bad-tempered old seagulls, and yet their God provides in such abundance it’s almost comical. Our Heavenly Father knows that we need the essentials of life. And if we seek first His Kingdom, we are promised the other things will be added to our portion as well!

Then Jesus spoke one of my favorite lines from the entire New Testament, “Do not be afraid, little flock, for it is the Father’s good pleasure to give you the Kingdom.”

Don’t be afraid of missing out on any of the fleeting pleasures of this life. Place your concern on preparations for the next world — an eternity spent in the presence of God in Heaven, there with our precious Lord Jesus Christ and all the saints. The time to get ready is now! We may not have long!

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Jesus People (1972) – Pyramid Films

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Demons: An Eyewitness Account – Howard Pittman

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8 Sins You Commit Whenever You Look at Porn – Tim Challies

Originally from here.

We know that pornography is an ugly and harmful sin. We know that those who indulge in porn have committed the sin of lust, but there is so much more to it than that. When you open your browser and begin to look at those images and videos, you are sinning in ways that go far beyond lust. Here are 8 sins you commit when you look at porn.

1. You commit the sin of idolatry. All sin is idolatry, an attempt to find joy and satisfaction not in God himself but in what God forbids (Exodus 20:3-6). Matt Papa says it well: “An idol, simply put, is anything that is more important to you than God. It is anything that has outweighed God in your life—anything that you love, trust, or obey more than God—anything that has replaced God as essential to your happiness.” In the moment you begin to look at porn, you have allowed it to replace God as essential to your happiness. You’ve committed the sin of idolatry.

2. You commit the sin of adultery. This is the most obvious sin you commit when you use porn. In Matthew 5:27-28, Jesus draws a clear connection between lust and adultery: “You have heard that it was said, ‘You shall not commit adultery.’ But I say to you that everyone who looks at a woman with lustful intent has already committed adultery with her in his heart.” Pornography is lust and exists to foster lust. But lust is simply a form of the wider sin of adultery, the deed or desire to be sexually involved with someone other than your spouse.

3. You commit the sin of deceit. Deceit is the act of concealing or misrepresenting your actions. Because pornography generates shame, you will hide it, cover it up, or refuse to confess it. When you erase your browsing history to keep your parents from finding out, when you use it in secret to keep your spouse from learning about your addiction, when you refuse to proactively confess it to an accountability partner, when you participate in the Lord’s Supper even though you are unrepentantly given over to it, you are practicing deceit. And the Bible warns of the dire consequences: “No one who practices deceit shall dwell in my house; no one who utters lies shall continue before my eyes” (Psalm 101:7).

4. You commit the sin of theft. The porn industry is being badly damaged by piracy, by people illegally distributing copyrighted material. Some estimates say that for every 1 video that is downloaded legally, 5 are downloaded illegally. Fully 60 percent of all illegal downloads are of pornographic content. While we can be glad that the industry is in dire straights, we have no right to participate in such theft, for God says clearly, “You shall not steal” (Exodus 20:15). When you use porn, you are almost definitely watching material that has been stolen and, in that way, you are participating in its theft.

5. You commit the sin of greed. Sexual sin is greed, a form of taking advantage of another person to defraud them of something that is rightly theirs. In 1 Thessalonians 4:6, Paul insists “that no one transgress and wrong his brother in this matter (of sexual sin), because the Lord is an avenger in all these things, as we told you beforehand and solemnly warned you.” The word translated “wrong” in this context refers to greedily taking something from someone else. It is to allow greed to motivate fraud, to unfairly and illegitimately use another person for your ignoble purposes.

6. You commit the sin of sloth. We are called in all of life to “redeem the time,” to understand that we live short little lives and are responsible before God to make the most of every moment (Ephesians 5:16). Sloth is laziness, an unwillingness to use time well, and reflects a willingness to use time for destructive instead of constructive purposes. In that way pornography is a slothful, misuse of time. It is using precious moments, hours, and days to harm others instead of help them, to foster sin instead of kill sin, to backslide instead of grow, to pursue an idol instead of the living God.

7. You commit the sin of sexual assault. A person who drives a getaway car for a band of bank robbers will rightly be charged with murder for anyone who is killed in committing that crime. The person who voluntarily watches sexual assault for purposes of titillation is rightly guilty of that sexual assault. And a nauseating quantity of pornography is violent in nature, displaying men taking advantage of women. Sometimes these women have volunteered for such degradation and sometimes they are forced or raped into it. To watch such horrifying smut is to be a participant in it and to bear the moral blemish of it.

8. You commit the sin of ignoring the Holy Spirit. As a Christian, you have the tremendous honor and advantage of being indwelt by the Holy Spirit. One of the ways the Spirit ministers to you is in giving you an internal warning against sin. Paul assures that the Spirit warns against sexual sin in particular, then provides a stern caution: “Therefore whoever disregards this (warning), disregards not man but God, who gives his Holy Spirit to you” (1 Thessalonians 4:8). To commit sexual sin is to ignore the Holy Spirit, to actively suppress his voice as he warns that you need not and should not commit this sin. He provides everything necessary to resist this temptation (1 Corinthians 10:13). To resist the Spirit and ignore his ministry to you is a serious offense against a holy God.

It is sinful to lust after another person and to enable this lust through pornography. Yet the sin bound up in pornography goes far deeper than mere lust. It extends to idolatry, adultery, deceit, theft, greed, sloth, sexual violence, and ignoring the Holy Spirit. Romans 14:12 warns: “So then each of us will give an account of himself to God.” Thankfully, what God demands God provides, and he does so through the Gospel. Those who have trusted Jesus Christ can have confidence that Christ has satisfied our account, that he has satisfied God’s wrath against our sin, that he has provided us with his own righteousness. Yet we must also know that he has done this not so we can remain in our sin, but that we can “put on the new self, created after the likeness of God in true righteousness and holiness” (Ephesians 4:24).

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