DISCLAIMER

I am not a registered investment advisor with the SEC. Nothing in this video, should be taken as legally binding investment advice, in the same way that SEC licensed stockbrokers can advise their clients. I am not “selling” any stocks or OTC penny stocks as a broker in this video. The purpose of this video, is only to offer guidance to those who are interested in educating themselves, about self-directed investing and Biblically Responsible Investing (BRI).

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It seems that if you were to blend Biblical principles with Grant’s model, then financial growth could be achieved in the following manner:

1. WORK. Work remotely with a full-time W-2 job: with PTO, sick days, paid holidays, and vacation days (Prov. 10:4).

2. WORK. Ditto for your wife (Prov. 31:10-31; Eccl. 4:9-12).

3. WORK. Work remotely with a 1099 contractor side hustle (Acts 10:7).

4. SAVE. Save 100% of the side hustle money into an FDIC savings account: pay off all medical debts, use Fingerhut to build your FICO score, get into a USDA Rural Development Loan for a home, etc (Prov. 13:11; Mic. 4:4).

5. INVEST. Once your FDIC savings account reaches $100k, then consider dropping $25k into BIBL, BLES, GLRY, and ISMD (the Inspire ETFs) and put them all into a self-directed Roth IRA with Schwab. Focus more on saving large amounts of money into the FDIC savings account; and less on the whole ETF and retirement account concept. Building out an FDIC savings account through side hustle money is a much more stable way to build wealth than playing around with stocks, bonds, ETF funds, retirement accounts, and other up-and-down investments. However, there is a Biblical liberty to invest for those who want to risk it (Eccl. 11:1-2; Luke 19:13, 15). –J.B.